Reinstating Your D&R Coverage

The D&R Plan will allow the reinstatement of your D&R coverage if your coverage terminates as a result of:

  • A sick LOA where D&R coverage is not maintained and premiums are not prepaid
  • A strike where D&R coverage is not maintained and premiums are not prepaid
  • An unpaid LOA or layoff where D&R coverage is not maintained and premiums are not prepaid
  • A paid LOA or layoff that exceeds the maximum period of coverage
  • Termination of employment
  • Transferring to an employee group (at the same employer) excluded under the D&R Plan
  • Not providing required D&R premiums.

D&R coverage may be reinstated if you:

  • Recommence employment service:
    • Within 180 calendar days of the termination of your D&R coverage
    • With the same Participating Employer
    • Within an employee group covered under the D&R Plan; and
    • In a position eligible for D&R coverage.
  • Provide required D&R premiums for the time period between the termination of your D&R coverage and the recommencement of your employment service
  • Complete and submit a Disability & Rehabilitation Plan Reinstatement Form to HEB Manitoba within 30 days from recommencing service.

Notes:

  • You may only apply to have your D&R coverage reinstated if you are Actively at Work and you pay D&R premiums for the time period between when your D&R coverage terminated and your employment service recommenced. If you do not provide required D&R premiums, you must be re-enrolled in the D&R Plan.
  • If you transferred to an employee group (at the same employer) excluded under the D&R Plan and then recommence service within an employee group covered under the D&R Plan, D&R premiums are not required for the time period between the termination of your D&R coverage and the recommencement of your employment. A Disability & Rehabilitation Plan Reinstatement Form must be completed and submitted to HEB Manitoba within 30 days of recommencing service.
  • If you become disabled during the time period between the termination of your D&R coverage and reinstatement of your D&R coverage, you will not be eligible to apply for D&R Benefits.

Advantages of Reinstating D&R Coverage

If you elect to reinstate your D&R coverage, you:

  • Will maintain your original Effective Date of Coverage
  • Will not be required to re-enrol in the D&R Plan.

If you have a new Effective Date of Coverage and cease work due to Illness or injury within one year, you may not be eligible for D&R Benefits, as the Pre-existing Condition Limitation provision will apply.

© 2017 HEB Manitoba

 

Disclaimer - This website provides a basic overview of the Healthcare Employees' Pension Plan (HEPP) and the Healthcare Employees' Benefits Plan (HEBP) (collectively the HEB Manitoba Pension and Benefit Plans). Not all employers participate in all Plans. Please check your eligibility for benefits with your employer.

HEB Manitoba is a name notation registered by the Healthcare Employees’ Pension Plan – Manitoba and the Healthcare Employees’ Benefits Plan – Manitoba and under which each of their respective undertakings is carried out.

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