Termination of Coverage

D&R coverage ends when one of the following occurs:

  1. Your employment terminates
  2. You transfer to an employer who does not participate in the D&R Plan
  3. You change jobs with a Participating Employer and start working in an employee group that does not participate in the D&R Plan
  4. You cease work due to an unpaid LOA or layoff and do not maintain D&R coverage
  5. Your paid LOA exceeds one year or the paid educational LOA exceeds two years
  6. Your unpaid LOA or layoff exceeds the maximum time period
  7. You reach age 64 and eight months
  8. You change to casual employment
  9. Required D&R premiums are not paid
  10. You are on an unpaid sick LOA and D&R premium payments have not been made
  11. You work part-time and have not worked, on average, at least 15 hours per week in the immediately preceding calendar year. (In which case your D&R coverage will terminate on December 31)
  12. The D&R Plan terminates
  13. Upon your death.

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Disclaimer - This website provides a basic overview of the Healthcare Employees' Pension Plan (HEPP) and the Healthcare Employees' Benefits Plan (HEBP) (collectively the HEB Manitoba Pension and Benefit Plans). Not all employers participate in all Plans. Please check your eligibility for benefits with your employer.

HEB Manitoba is a name notation registered by the Healthcare Employees’ Pension Plan – Manitoba and the Healthcare Employees’ Benefits Plan – Manitoba and under which each of their respective undertakings is carried out.

The information on this website is for convenience of reference only and has no official sanction. View our full disclaimer here.