Applying for D&R Benefits

The D&R application consists of three main parts:

1. Member Statement
2. Physician’s Statement, and
3. Employer Statement.

All claim application documents constitute Proof of Claim as described in the D&R Plan. If HEB Manitoba determines that you are eligible to apply for D&R Benefits, the Member Statement and other forms, along with the Physician’s Statement are mailed to you for completion. The Employer Statement is sent to your Employer to complete.

The initial 119 calendar days after you become Totally Disabled are known as the Elimination Period. To make a D&R claim, all original application forms must be completed and submitted to HEB Manitoba within 60 days after the end of the Elimination Period (within 180 days from the Date of Disability).

Once all the original completed application forms are submitted, HEB Manitoba will assess your claim.

You must re-apply for D&R Benefits for a Recurrent claim.