I am not an active Plan member now but I may join or rejoin the Plan in the future
Although you are not an active Plan member today, you may want to be aware of the changes in case you join or rejoin the Plan in the future.
If you have recently started work with a participating employer and haven't yet joined the Plan, you should know what these changes will mean for you when you join the Plan in the future.
If you are a former member with a deferred pension, these changes will not affect your future pension benefit.