I will reach Rule of 80 after Dec. 31, 2019 AND before age 55

  • You are still eligible to retire before age 55 with Rule of 80; however, if you retire before age 55 your pension will be actuarially reduced.

  • If you retire at age 55 or older, there will be no impact to your pension.
  • You remain eligible for the supplementary benefit.
  • If you leave the Plan after Dec. 31, 2017 without reaching a retirement provision, your termination benefit will be reduced to the minimum standard set by The Pension Benefits Act of Manitoba.

You might also be interested in...

Understanding Actuarial Reduction
Understanding Rule of 80
Changes at a Glance
Why We're Changing



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Disclaimer - This website provides a basic overview of the Healthcare Employees' Pension Plan (HEPP) and the Healthcare Employees' Benefits Plan (HEBP) (collectively the HEB Manitoba Pension and Benefit Plans). Not all employers participate in all Plans. Please check your eligibility for benefits with your employer.

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