Leaving the Plan

When you leave the Plan before retirement you are eligible for a termination benefit when:

  • You have terminated your employment,
  • You are not employed with another employer participating in HEPP,
  • You are not re-employed with the same or another employer participating in HEPP within 31 days of your termination date, or
  • You and your employer do not make contributions to HEPP for a continuous period of 24 calendar months. This does not include periods of approved unpaid leave of absence or periods while in receipt of disability benefits from a specified long term disability plan.

You have the following options for the pension benefit: 

  1. Keep it in the Plan (deferred pension),
  2. Take it out of the Plan as a commuted value transfer,
  3. Transfer it to another participating employer, or
  4. Transfer it to another plan.

You have a “one-time” window to transfer your pension benefit from the Plan.

In order to be eligible to transfer your benefit out of the Plan you must complete and return all required documentation within 180 days from the date your package was processed. Otherwise your benefit will be deemed deferred and you will only be eligible for a monthly pension benefit once you reach a retirement provision.

Guide to Your Pension Options

Learn more about transferring your benefit to another plan

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Disclaimer - This website provides a basic overview of the Healthcare Employees' Pension Plan (HEPP) and the Healthcare Employees' Benefits Plan (HEBP) (collectively the HEB Manitoba Pension and Benefit Plans). Not all employers participate in all Plans. Please check your eligibility for benefits with your employer.

HEB Manitoba is a name notation registered by the Healthcare Employees’ Pension Plan – Manitoba and the Healthcare Employees’ Benefits Plan – Manitoba and under which each of their respective undertakings is carried out.

The information on this website is for convenience of reference only and has no official sanction. View our full disclaimer here.